Themoneybee.png
GET IN TOUCH

  • HOME

  • FIND YOUR NEW MORTGAGE

    • Mortgages
    • Remortgage
    • Homeowner Loans
    • Commercial Loans
    • Bridging Finance

  • PROTECTING YOUR FAMILY

    • Life Insurance
    • Buildings and Contents Insurance

  • GET IN TOUCH

  • ABOUT US

    • Fancy a Chat?
    • The Money Bee - Guide
    • BLOG
    • BEE TEAM
    • GDPR - Privacy Statement Stafford
    • VIDEOS
    • Gallery

  • MORE

    Use tab to navigate through the menu items.
    Something new, that deep down, you already knew!

    Something new, that deep down, you already knew!

    A colleague of mine relayed a story to me a couple of days ago, which struck a chord with me, for my own customers; and it goes like...
    Loans and credit card trick

    Loans and credit card trick

    Dealing with credit cards and loans without risking your home.
    Featured Posts
    Preparing you for a mortgage

    Preparing you for a mortgage

    Recent Posts
    5 minute interview with Simon Carr

    5 minute interview with Simon Carr

    Protect your home against winter perils!

    Protect your home against winter perils!

    Something new, that deep down, you already knew!

    Something new, that deep down, you already knew!

    BEE PREPARED WHEN AN EMERGENCY STRIKES!

    Energy Performance Certificate

    Energy Performance Certificate

    Loans and credit card trick

    Loans and credit card trick

    Mortgage Tips

    Mortgage Tips

    Preparing you for a mortgage

    Preparing you for a mortgage

    The Steve Bull 2018 calender

    The Steve Bull 2018 calender

    UK Interest rates - Breaking News

    UK Interest rates - Breaking News

    Archive
    • February 2019 (1) 1 post
    • November 2018 (2) 2 posts
    • September 2018 (1) 1 post
    • June 2018 (1) 1 post
    • February 2018 (2) 2 posts
    • November 2017 (3) 3 posts
    • August 2017 (2) 2 posts
    Search By Tags
    • Boiler Cover
    • Buildings Insurance
    • credit card
    • Home insurance
    • life insurance
    • loan
    • money
    • Mortgage
    • mortgage broker
    • Protecting your family
    • Protecting your home
    • reduce your outgoings
    • secured loan
    • Trace and Access Cover
    • Vacation
    Follow Us
    • Facebook Basic Square
    • Twitter Basic Square

    THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
    REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR
    PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY.

     

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
    REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

     

    CALLS ARE RECORDED FOR TRAINING AND MONITORING PURPOSES

    Legal Information

    .The Money Bee, which is a trading style of Promise Solutions Ltd and is authorised and regulated by the Financial Conduct Authority– Number 681423. Registered in England, company number 04822774. Data Protection Reference Z8661889
    Registered Office: 2nd Floor, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG.

    Terms and Conditions

    There may be circumstances where we need to charge a fee.  In these instances, we will notify you at an early stage which could be £125.00 upon application and an arrangement fee up to 1% of the advance subject to a maximum of £2500.00, on receipt of the mortgage offer.

    Follow Us

    • White Facebook Icon
    • White Twitter Icon
    • White Instagram Icon

    Contact Us

    2nd Floor, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG.

    07850 631 777

    simon.carr@promisesolutions.co.uk

    2 out of 3 borrowers get a lower rate than our representative example of a regulated secured loan below:

     

    Mortgages and Remortgages

    Representative example

    £80,000 over 240 months at an APRC OF 4.3% and a discounted variable annual interest rate for two years of 2.12% at £408.99 per month followed by 36 payments of £475.59 and 180 payments of £509.44. The total charge for credit is £39,873 which includes a £995 broker/processing fee and £125 application fee. Total repayable £119,873.

     

    Secured / Second Charge Loans

    Representative example

    £63,000 over 228 months at an APRC OF 6.1% and an annual interest rate of 5.39% (Fixed for five years – variable thereafter) would be £463.09 per month, the total charge for credit is £42,584.52 which includes a £2,690 broker/processing fee. Total repayable £105,584.52.

     

    Unsecured Loans

    Representative example

    £4,000 over 36 months at an APR OF 49.9% (fixed) and an annual interest rate of 49.9% would be £216.21, total charge for credit is £3,783.56. Total repayable £7,783.56.