Buildings and contents insurance

There are 2 types of general insurance - Buildings Insurance and Home Contents insurance available to insure residential, buy to let and commercial investment property's (or portfolios).

 

We aim to be able to provide no obligation general insurance quotations for Buildings insurance, Home contents insurance and also combined Buildings and Home insurance policies.

 

We also offer a reminder service, which sends you an alert weeks before your policy is due for renewal - allowing you to compare quotes and get the right level of cover.

 

Is your home protected against life’s unwelcome and unexpected events?

 

As well as ensuring you have life cover in place to protect your mortgage, you should think

about insurance for your home and contents too. Home insurance is a valuable safeguard that protects millions of families each year from devastating events like fire, flood and burglary.

 

Buildings insurance

Buildings insurance is a product and usually essential if you have a mortgage. Your lender is likely to insist you have cover in place to protect their financial interest in your property.

 

You’ll need to insure for what’s called the ‘rebuild cost,’ which is the amount of money you would need to completely rebuild your home from scratch should disaster strike. This isn’t the same as its market value and is usually less. That’s because the market value includes factors such as location, local amenities and supply, and demand.

 

Contents insurance

Home contents insurance covers all the things kept in a home such as TVs, furniture and carpets and personal belongings. You can also include an additional cover such as accidental damage that will insure personal items when they are used away from home such as laptops, jewellery, phones, and cameras.

When thinking about home contents insurance, you need to ask yourself how you would cope if you were to lose everything. Replacing all your possessions would be an expensive exercise, so contents insurance is vital to cover unexpected events like burglary or fire. With the average value of contents in a three-bedroom family home estimated at £55,000*, it’s important to be fully insured at all times.

Most policies offer new for old cover, meaning you will get the full replacement value if they are lost, stolen or damage.

 

 

*https://www.abi.org.uk/

 

 

 

Apply Now!

By submitting this form you agree to transfer personal data in accordance with our Privacy Statement

Ask Expert

Find Our Products Below

Buildings and Contents Mortgage Advice Mortgage Broker

Compare your existing building and contents costs

Buildings and Contents

Home Insurance Mortgage Advice Mortgage Broker

Make this yours. Add images, text and links, or connect data from your collection.

Home Insurance

Building Insurance Mortgage Advice Mortgage Broker

Obtain an no obligation, buildings insurance quote for your residential, buy to let or property portfolio

Buildings Insurance

Landlord Buildings Insurance Mortgage Advice Mortgage Broker

Make this yours. Add images, text and links, or connect data from your collection.

Landlord Buildings Insurance

Legal Information

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOAN SECURED UPON IT.

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.  REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. 

 

 

The Money Bee, which is a trading style of Mortgage and Loans Limited, based in Stafford, (Financial Services Register number is 757812).

Terms and Conditions

There may be circumstances where we need to charge a fee.  In these instances, we will notify you at an early stage which could be £125 upon application and an arrangement fee up to £495, or £995 for specialist mortgages, on receipt of the mortgage offer.

 

Parkfield Business Centre, Park Street, Stafford, Staffordshire, ST17 4AL

Telephone 01785 878 555

Follow Us

  • White Facebook Icon
  • White Twitter Icon
  • White Instagram Icon

Contact Us

Parkfield Business Centre, Park Street, Stafford, Staffordshire , ST17 4AL