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Income Protection

A protection policy to protect your monthly household income

This type of policy pays a monthly income tax-free if you are unable to work due to an illness or injury. The monthly income under the policy will be between 50 and 70 percent of your salary and will be paid until you are fit enough to return to work, or reach retirement age.

State benefits often aren’t very generous in this area and only a few employers will continue to support their staff through a long-term illness, so income protection policies can help families through difficult financial times.

You can choose the date at which the policy would pay out in the event of a claim. This can range from a month to up to a year. Policies that pay out sooner will have higher premiums.


An Income protection policy provides you with a monthly income in the event that you are unable to work due to illness or injury.  The sum insured is specified in the policy and you pay a monthly amount for this type of cover.


If you were unable to work due to illness, how long would your company/employer continue to pay you and after that period of time how long could you service your monthly commitments?


Our protection experts are able to provide a no obligation Income Protection quotation - simply complete this form or contact The Money Bee, by phone today.

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