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Looking to purchase a building plot or larger piece of land?
Limited by availability of land purchases and lenders who lend on land only (normally require Bricks and Mortar), this type of lending is extremely specialised.
Experience, existing planning permission and your own plans determine lender appetite and commercial terms available.
Lenders will consider the value of the land and typically lend up to 50% (more subject to underwriting) and will then consider the GDV (Gross Development Value) to fund out any potential build.
We would encourage you to discuss your plans at the earliest opportunity.
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