New Build

New Build

Looking for a mortgage for your brand new dream home?

You have seen your perfect new home and are looking for a suitable mortgage.  You may be looking to put in a minimal deposit and borrow up to 95% from the lender or take advantage for the Help to Buy: Equity Loan scheme.  We can help you complete the Help to Buy: Equity Loan application form and make sure the loan size you are requesting is acceptable to the scheme's affordability checks.

 

You should speak to one of our mortgage experts who will discuss the options and present the results of the detailed mortgage research.  

 

When it comes to finding the most suitable mortgage solution and a one size fits all, does not necessarily apply - it is therefore important that you seek impartial expert mortgage advice. 

 

Get in touch, now and we will be happy to discuss your specific mortgage requirements and individual circumstances.

 

You can read more about the help to buy scheme on our dedicated help to buy scheme, where we have provided answers to many common questions.

 

Using the Help to Buy: Equity Loan scheme is one option, however, we have access to lenders who will lend at a higher loan to value.  This could result in you owning more of your own home from the outset.  Our mortgage experts will assess both options for you and discuss the pros and cons of both.

Apply Now!

By submitting this form you agree to transfer personal data in accordance with our Privacy Statement

Ask Expert

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR
PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

 

CALLS ARE RECORDED FOR TRAINING AND MONITORING PURPOSES

Legal Information

.The Money Bee, which is a trading style of Promise Solutions Ltd and is authorised and regulated by the Financial Conduct Authority– Number 681423. Registered in England, company number 04822774. Data Protection Reference Z8661889
Registered Office: 2nd Floor, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG.

Terms and Conditions

There may be circumstances where we need to charge a fee.  In these instances, we will notify you at an early stage which could be £125.00 upon application and an arrangement fee up to 1% of the advance subject to a maximum of £2500.00, on receipt of the mortgage offer.

Follow Us

  • White Facebook Icon
  • White Twitter Icon
  • White Instagram Icon

Contact Us

2nd Floor, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG.

2 out of 3 borrowers get a lower rate than our representative example of a regulated secured loan below:

 

Mortgages and Remortgages

Representative example

£80,000 over 240 months at an APRC OF 4.3% and a discounted variable annual interest rate for two years of 2.12% at £408.99 per month followed by 36 payments of £475.59 and 180 payments of £509.44. The total charge for credit is £39,873 which includes a £995 broker/processing fee and £125 application fee. Total repayable £119,873.

 

Secured / Second Charge Loans

Representative example

£63,000 over 228 months at an APRC OF 6.1% and an annual interest rate of 5.39% (Fixed for five years – variable thereafter) would be £463.09 per month, the total charge for credit is £42,584.52 which includes a £2,690 broker/processing fee. Total repayable £105,584.52.

 

Unsecured Loans

Representative example

£4,000 over 36 months at an APR OF 49.9% (fixed) and an annual interest rate of 49.9% would be £216.21, total charge for credit is £3,783.56. Total repayable £7,783.56.