With so many different types of self-employment, from majority shareholders to minority shareholders in limited companies, sole traders and CIS (Construction Industry Scheme) workers finding the right mortgage are suitable.

 

Lenders all adopt slightly differing underwriting criteria; some will require 3 years accounts, others will work of Tax Year Overviews and the associated Tax Return.  Some will work with one year's accounts and others will require references from accountants.  Therefore selecting the most suitable lender is complex and could result in different terms being offered to you.  We encourage you to speak to our team to discuss your individual circumstances.

 

Our team of mortgage experts have access to lenders who will cater for most self-employment circumstances and we recognise that each self-employed mortgage application can be different.