Self Employment Mortgages

Specialist mortgage advice for self employed borrowers.

With so many different types of self-employment, from majority shareholders to minority shareholders in limited companies, sole traders and CIS (Construction Industry Scheme) workers finding the right mortgage are suitable.

 

Lenders all adopt slightly differing underwriting criteria; some will require 3 years accounts, others will work of Tax Year Overviews and the associated Tax Return.  Some will work with one year's accounts and others will require references from accountants.  Therefore selecting the most suitable lender is complex and could result in different terms being offered to you.  We encourage you to speak to our team to discuss your individual circumstances.

 

Our team of mortgage experts have access to lenders who will cater for most self-employment circumstances and we recognise that each self-employed mortgage application can be different.

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Legal Information

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOAN SECURED UPON IT.

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.  REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. 

 

 

The Money Bee, which is a trading style of Mortgage and Loans Limited, based in Stafford, (Financial Services Register number is 757812).

Terms and Conditions

There may be circumstances where we need to charge a fee.  In these instances, we will notify you at an early stage which could be £125 upon application and an arrangement fee up to £495, or £995 for specialist mortgages, on receipt of the mortgage offer.

 

Parkfield Business Centre, Park Street, Stafford, Staffordshire, ST17 4AL

Telephone 01785 878 555

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Parkfield Business Centre, Park Street, Stafford, Staffordshire , ST17 4AL