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Shared Ownership Remortgage

Getting you foot on the property ladder with Shared Ownership

The governments Shared Ownership scheme aims to assist lower income households and first time buyers get the foot on the property ladder by allowing you buy a percentage of the property and rent the remaining percentage from participating housing associations. In order to qualify your combined household income must be below £60,000, be a first time buyer or someone who has owned a property before but can no longer afford the entire mortgage themselves. If you are a housing association tenant then you may still qualify for the scheme.


You will normally need a minimum 5% deposit and subject to lending criteria you will be able to raise a mortgage up to a further 75% of the value. The remaining 20%, in this example, would form your rental commitment with the loans housing association.


You are limited by the number of lenders who offer this type of mortgage and so you should discuss your mortgage options with one of our mortgage experts who are specialists in Shared Ownership mortgages. They will offer impartial mortgage advice, based on your individual circumstances.


Use the enquiry form opposite or get in touch with one the team, now.

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