BEE PREPARED WHEN AN EMERGENCY STRIKES!

1. Take out Home Emergency cover This is the obvious one. With Home Emergency cover, you’ll be covered against everyday home emergencies such as burst pipes, pest infestations, electricity and water failures. It’s great value for money, with cover starting from as little as £3 a month, and offers peace of mind. 2. Leave a spare key with a trusted neighbour If you’re someone who has a tendency to lose things - something we’re all guilty of this from time to time, particularly when it comes to keys (they’re the most commonly lost item in the UK) - then leave a spare key with a friendly neighbour. 3. Don’t invite pests in With Home Emergency cover from The Money Bee, you’ll be protected in the event of a pest infestation - however, avoiding an influx of unwelcome visitors can be done quite easily. Little things like promptly clearing away food and emptying bins when they’re full (no more stacking rubbish high and playing Bin Jenga!) can deter creepy crawlies and furry critters from turning your home into their home. 4. Have an emergency kit ready If you live in an area prone to flooding, then we strongly recommend this one. Put together a pack with things like bottled water, torches, spare batteries etc. so that you’re ready in the event of an emergency. We’re not recommending you become a doomsday prepper just yet, but your nuclear bunker could be covered under a Home Insurance policy. 5. Think about covering your Boiler 20% of homeowners had their boiler breakdown in 2017 according to Uswitch. The cost for setting things right? Which.co.uk reported that the average cost for this was £270, but was as high as £450 in some instances... ouch! With Boiler Breakdown cover, you can avoid these hefty fees and be safe in the knowledge that you’ll be staying warm when the cold weather rolls in.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR
PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

 

CALLS ARE RECORDED FOR TRAINING AND MONITORING PURPOSES

Legal Information

.The Money Bee, which is a trading style of Promise Solutions Ltd and is authorised and regulated by the Financial Conduct Authority– Number 681423. Registered in England, company number 04822774. Data Protection Reference Z8661889
Registered Office: 2nd Floor, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG.

Terms and Conditions

There may be circumstances where we need to charge a fee.  In these instances, we will notify you at an early stage which could be £125.00 upon application and an arrangement fee up to 1% of the advance subject to a maximum of £2500.00, on receipt of the mortgage offer.

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2nd Floor, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG.

2 out of 3 borrowers get a lower rate than our representative example of a regulated secured loan below:

 

Mortgages and Remortgages

Representative example

£80,000 over 240 months at an APRC OF 4.3% and a discounted variable annual interest rate for two years of 2.12% at £408.99 per month followed by 36 payments of £475.59 and 180 payments of £509.44. The total charge for credit is £39,873 which includes a £995 broker/processing fee and £125 application fee. Total repayable £119,873.

 

Secured / Second Charge Loans

Representative example

£63,000 over 228 months at an APRC OF 6.1% and an annual interest rate of 5.39% (Fixed for five years – variable thereafter) would be £463.09 per month, the total charge for credit is £42,584.52 which includes a £2,690 broker/processing fee. Total repayable £105,584.52.

 

Unsecured Loans

Representative example

£4,000 over 36 months at an APR OF 49.9% (fixed) and an annual interest rate of 49.9% would be £216.21, total charge for credit is £3,783.56. Total repayable £7,783.56.