Protect your home against winter perils!

November 29, 2018



As we get to the end of the year, and the temperature drops, a number of perils arise - particularly escapes of water. Without the right cover in place, homeowners can end up having to pay thousands of pounds of their own money to remedy an escape of water...


Consider Trace & Access cover

Escape of Water (EOW) is the most common claim in the winter months and there was an 810% increase in EOW claims between 2009-2016. If you’re unfortunate enough to suffer an Escape of Water, and don’t have Trace & Access cover in place, you could end up paying thousands of pounds of your own money to remedy the situation.


Is Trace & Access cover something you could benefit from?


Keep your heating on for an hour a day

If you’re at home over the winter period, then the likelihood is that your heating will be on for more than an hour a day. If you’re going on holiday or seeing friends and family over Christmas though, don’t switch your heating off entirely.


Keeping your heating on for an hour a day can help prevent your pipes from freezing and bursting.


Find out more about our range of buildings and contents protection products now




Insulate your pipes


The main cause of pipes bursting is water freezing and expanding inside of them - a gallon of water, when frozen, will expand to a volume 9% greater than the original gallon! Ensuring that all of your pipework is protected from the cold is therefore vital.


If your pipes aren’t insulated, you can purchase (eco-friendly!) pipe insulation from DIY shops or speak to your plumber about installing this.


Acquaint yourself with your stopcock

For those of you who aren’t familiar with a ‘stopcock’, it’s the control tap for your mains water that sits underneath your sink. It’s really important that this can be easily switched off and on.


Test it out by running your kitchen sink tap and making sure it stops when you switch the water off using your stopcock.


Think about covering your boiler

20% of homeowners had their boiler breakdown in 2017 according to Uswitch. The cost for setting things right? reported that the average cost for this was £270, but was as high as £450 in some instances... ouch!


With Boiler Breakdown cover, you can avoid these hefty fees and be safe in the knowledge that you’ll be staying warm during the colder months*.

*Exclusions may apply